Resources
Insights from the CFO chair.
Short, useful pieces for owners who want to make better financial decisions.
May 2026 · 5 min
Fractional CFO vs. Controller: Which Do You Actually Need?
They sound similar, but they solve very different problems. Here's how to tell which role fits your business right now.
April 2026 · 4 min
5 Signs It's Time to Hire a Fractional CFO
If three of these sound familiar, the cost of waiting is bigger than the cost of hiring.
March 2026 · 6 min
The 13-Week Cash Flow Forecast: Your Most Important Report
Profit is opinion. Cash is fact. Here's the one report every business owner should look at every Monday.
Quick Reference
Today's numbers for Sioux Falls owners.
Key Rates
What it costs to borrow
- 7.50%
U.S. Prime Rate
Reference rate for most variable business loans
- 4.25–4.50%
Fed Funds Target
Upper end of the federal funds range
- 10.5–13.0%
SBA 7(a) (typical)
Prime + spread, varies by lender & loan size
- ~4.20%
1-Yr Treasury
Common SBA variable-rate index
Indicative ranges, refreshed periodically. Confirm current rates with your lender before making decisions.
On the Horizon
Upcoming tax & filing deadlines
91
days
Q3 Estimated Tax + Extended S-Corp
Q3 estimated & extended 1120-S/1065
Tue, September 15
121
days
Extended Personal & C-Corp Returns
Extended Form 1040 & 1120
Thu, October 15
213
days
Q4 Estimated Tax
Federal estimated tax for current year Q4
Fri, January 15