The Blog
Fractional CFO insights for Sioux Falls businesses.
In-depth articles on cash flow, pricing, scaling, tax planning, and exit strategy — written by the team you'd hire.
The Monday CFO Brief
Executive-level financial insights delivered every Monday morning to help Sioux Falls business owners scale with confidence.
Showing 1–6 of 6 articles
Cash Flow Management for Sioux Falls Small Businesses: The Complete Guide
Profit is opinion. Cash is fact. A practical playbook for Sioux Falls owners who want to stop guessing about cash and start running their business from a forecast they actually trust.
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Fractional CFO vs. Full-Time CFO: A Decision Framework for Sioux Falls Owners
How to know which financial leadership model fits your business right now — and the honest tradeoffs no one explains until you have already hired the wrong person.
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Pricing Strategy: How to Raise Prices Without Losing Customers
The single highest-leverage move most small businesses can make is a thoughtful price increase. Here is how to do it without the customer revolt you are afraid of.
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Scaling From $1M to $10M: The Financial Systems You Need at Every Stage
The systems that got you to a million in revenue will quietly break around three, fail openly around five, and embarrass you at ten. Here is what to build, and when.
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Year-End Tax Planning Strategies for South Dakota Business Owners
South Dakota has no state income tax, which makes federal tax planning the entire game. Here is the year-end checklist a fractional CFO walks every client through.
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Building a Business Worth Buying: A Practical Exit Planning Roadmap
The work that drives a great sale price starts five years before the sale. Here is the multi-year roadmap a fractional CFO follows with owners preparing for exit.
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Get a CFO-level answer in 60 seconds.
Four quick tools we use with clients every week. Free, no sign-up required.
Cash Runway Calculator
How many months until you run out of cash at the current burn rate?
Result
10.0 months of runway
Net monthly cash flow: -$15,000
Break-Even Calculator
How many units do you need to sell each month to cover fixed costs?
Result
445 units / month
Break-even revenue: $66,667 · Contribution margin: $90
60-Second Financial Health Check
Answer honestly. There's no scorekeeper but you.
Live Widgets
Numbers, weather, and deadlines worth checking on.
A working dashboard for Sioux Falls business owners — bookmark this page and stop hunting for the same data every Monday.
Right now
Sioux Falls, SD
- Feels like
- —
- High / Low
- —
- Wind
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Pop in for coffee — 5900 S Western Ave, Suite 104.
Key Rates
What it costs to borrow
- 7.50%
U.S. Prime Rate
Reference rate for most variable business loans
- 4.25–4.50%
Fed Funds Target
Upper end of the federal funds range
- 10.5–13.0%
SBA 7(a) (typical)
Prime + spread, varies by lender & loan size
- ~4.20%
1-Yr Treasury
Common SBA variable-rate index
Indicative ranges, refreshed periodically. Confirm current rates with your lender before making decisions.
On the Horizon
Upcoming tax & filing deadlines
91
days
Q3 Estimated Tax + Extended S-Corp
Q3 estimated & extended 1120-S/1065
Tue, September 15
121
days
Extended Personal & C-Corp Returns
Extended Form 1040 & 1120
Thu, October 15
213
days
Q4 Estimated Tax
Federal estimated tax for current year Q4
Fri, January 15
Quarter Pulse
Q2 2026 progress
- Business days left
- 11
- Quarter ends
- Jun 30
Use the runway between now and quarter-close to lock in pricing, collections, and forecasts.